Privacy Policy

Last updated: 1 October 2026

Introduction

hyper-rhythm is committed to protecting your privacy and handling your personal information responsibly. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you interact with our website and services.

We comply with the Australian Privacy Principles contained in the Privacy Act 1988 (Cth) and any applicable state or territory privacy legislation.

Information We Collect

We may collect the following types of personal information:

• Name and contact details (email address, postal address)
• Financial information relevant to loan applications (income, employment, assets, liabilities)
• Identification documents as required for verification
• Information about your enquiry or the services you are interested in
• Technical information such as IP address, browser type, and device information when you visit our website

How We Collect Information

We collect personal information through:

• Forms submitted on our website
• Direct communication with our team via email or in person
• Automatic collection through cookies and similar technologies when you browse our website
• Third parties such as credit reporting bodies, lenders, and referral partners (with your consent)

How We Use Your Information

We use your personal information to:

• Respond to your enquiries and provide requested services
• Assess your suitability for financial products
• Submit loan applications to lenders on your behalf
• Communicate with you about your application or our services
• Comply with legal and regulatory obligations
• Improve our website and services

Disclosure of Information

We may disclose your personal information to:

• Lenders and financial institutions for the purpose of processing your application
• Credit reporting bodies to assess your creditworthiness
• Professional advisors such as lawyers and accountants
• Government and regulatory authorities as required by law
• Service providers who assist us in operating our business (subject to confidentiality obligations)

We do not sell your personal information to third parties for marketing purposes.

Data Security

We implement appropriate technical and organisational measures to protect your personal information against unauthorised access, alteration, disclosure, or destruction. These measures include encryption, access controls, and secure storage systems.

While we take reasonable steps to protect your information, no method of transmission over the internet is completely secure. We cannot guarantee absolute security of data transmitted to our website.

Your Rights

Under Australian privacy law, you have the right to:

• Access the personal information we hold about you
• Request correction of inaccurate or incomplete information
• Request deletion of your information in certain circumstances
• Withdraw consent for specific processing activities
• Lodge a complaint with the Office of the Australian Information Commissioner

Retention of Information

We retain personal information for as long as necessary to fulfil the purposes for which it was collected, comply with legal obligations, and resolve disputes. Financial records are retained for a minimum of seven years as required by Australian law.

Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the privacy practices of these external sites. We encourage you to review the privacy policies of any website you visit.

Changes to This Policy

We may update this Privacy Policy from time to time. Changes will be posted on this page with an updated revision date. We encourage you to review this policy periodically.

Contact Us

If you have questions about this Privacy Policy or wish to exercise your rights, please contact us:

Email: [email protected]
Address: Level 12, 345 George Street, Sydney NSW 2000, Australia